X P A Y . M E


Agreement to terms:

These Terms of Use constitute a legally binding arrangement, either directly or on behalf of an organization, between you ("you", "customer", "customers", "users") and xpay.me ("company", "we", "us", or "our") regarding the use of xpay.me website services as well as any other associated, linked, or otherwise connected media form, media channel, mobile website or mobile application that is operated by the Company. Please note, however, that blockchain networks, even if xpay.me provide wallet addresses or other data to them, are controlled by third parties, and are therefore not included in the definition of "the company" services. By accesing the website you are agreeing that you have read and understood the Terms Of Use. If you don't accept with all of these Terms Of Use then you are expressly forbidden from using the platform and you must immediately discontinue unsing it.

These Terms of Use are subject to changes at any given time and for any reason, we are commited to notify you about any update of it. You are responsible to review these Terms of Use periodically in order to stay informed of updates. You will be subject to, and will be considered to have been made aware of, and accepted the changes in any revised Terms of Use by your continued use of the website after the date such revised Terms of Use are posted.

The information given on the Website is not intended for dissemination to or use by any individual or organization in any jurisdiction or country where such distribution or use is contrary to or subject to any requirement of registration within that jurisdiction or country.

The Website is intended for users at least 18 years of age. It is not allowed for individuals under the age of 18 to use or register for the Website.

Intellectual property rights:

The content on this website is property of the company and is subject to intellectual property rights, any use of it without consent is strictly forbidden. If you are eligible to use the website, a restricted license is given to access and use the website and to download or print a copy of any portion of the material to which you have downloaded properly solely for your personal, non-commercial use. We reserve all rights not specifically given to you in and to the website, Content and Marks.

Representations of the custumer:

You reflect and warrant by using the Website that:

  • All the registration data you provide is correct, accurate, current and complete.
  • You will ensure the accuracy of such details and update such registration data as appropriate promptly.
  • You are legally eligible and agree to comply with these Terms of Use.
  • You are of legal age in the jurisdiction in which you reside.
  • You won't use the website service for any unauthorized or illegal purpose
  • You won't access the website, whether via a bot, script or any automated or non-human means.
  • Your use of the website would not breach any law or regulation applicable
We have the right to suspend or terminate your account and deny any and all current or potential use of the Website if you submit any information that is untrue, unreliable, not current, or incomplete (or any portion thereof).

Registration of the customer

You may be required to register with the website. You accept to keep your password confidential and will be responsible for all use of your account and password. We reserve the right to change, eliminate, or reclaim a username (xpay.me id) you register if we determine, in our sole discretion, that such username is inappropriate, obscene, or otherwise objectionable.


All products and services are conditional on availability. We reserve the right, for any cause, to discontinue any products at any time. Prices are subject to changes on all products and services.

Payment options

We accept payments only in Stellar tokens (XLM)
You consent to pay all charges at the prices then in effect for your purchases. We reserve the right, even though we have already demanded or received payment, to correct any errors or mistakes in pricing. We reserve the right to deny any order put on the website for any reason. We can restrict or cancel quantities purchased per person, per household, or per order, at our sole discretion. These restrictions may include orders placed by or under the same customer account, and/or orders that use the same ip or email address domain. We reserve the right to restrict or ban orders which appear to be placed by dealers, resellers, or distributors in our sole judgment.

Policy of refund

All payments for xpay.me ID registration and associated service(s) are non-refundable unless otherwise defined in these Terms of Service, even if the xpay.me ID registration is suspended, cancelled or transferred before the current registration period expires.
The company reserves the right to refuse to sell a xpay.me ID to you for any reason (even if such sale has been initiated).
Fees from new xpay.me ID registrations can be reimbursed, at the sole discretion of the company, in the event of, though not limited to, problems arising from real or prospective trademark and/or patent infringement or other abuses, technical limitations on name resolutions, mispriced sales, and legal exigencies.
All refunds will be made as a prepaid amount to your profile on our website to be used to buy other services.
All refunds are processed in US dollars equivalent: you are solely responsible for any exchange rate fluctuations between other national currencies or cryptocurrencies between the initial payment date and the subsequent refund.
Once a xpay.me ID is activated and is transferred to your control it's 100% under your own ownership and custody.
Any additional fees paid for preorders, premium registration, or any other early access programs are not refundable.

Forbidden Activities

You can not use the website for any other purpose than that for which we intended the website to be available. Except for those expressly supported or approved by us, the Platform can not be used in conjunction with any commercial endeavors.
As a user of our services you accept not to:

  • Retrieve data or other material from the website to create or compile a list, compilation, folder, or directory, directly or indirectly, without our written permission.
  • Make use of the website for any unauthorized use, including collecting usernames or any other information of the users, or creating user accounts by automated means or under false pretenses.
  • Bypass, disable otherwise interfere with the website's security-related features.
  • Defraud, trick or mislead us and other users, especially in any attempt to learn sensitive account information such as user passwords.
  • Using our support programs inappropriately or making false allegations of harassment or misconduct.
  • Engage in any automated use of the system, such as using scripts to send comments or messages, or using any data mining, robots, or similar data gathering and extraction tools.
  • Interfere with, disrupt, or create an undue burden on the Site or the networks or services connected to the Site.
  • Impersonate another user or person or use the xpay.me ID of another user.
  • Use any information obtained from the service in order to abuse, harass, or harm another other person or organization.
  • Attempt to circumvent any feature of the website designed to avoid or restrict access to the website.
  • Upload or transmit viruses, Trojan horses, blockchain mining programs, or any kind of malware that interferes with any party’s uninterrupted use and enjoyment of the website or modifies, disrupts, alters, or interferes with the use, functions, features, operation, or maintenance of the website.
  • Disparage or otherwise damage us and/or the website, in our view.
  • Use the website in a way that is inconsistent with any applicable legislation or regulations.


Submissions for any lawful purpose, commercial or otherwise, without acknowledgment or compensation to you. You hereby forfeit all moral rights in respect of any such Submissions, and hereby warrant that all such Submissions are original to you or that you have the right to submit such Submissions. You accept that there shall be no recourse against us in your submissions for any suspected or real violation or misappropriation of any proprietary right.

Management of the website

We reserve the right, but we are not responsible to: track the website for violations of these Terms of Use; take necessary legal action against any individual who breaches the law or these Terms of Use, in our absolute discretion, including without limitation, reporting such user to law enforcement authorities; in our sole discretion and without limitation, refuse, restrict access to, limit the availability of, or disable any of your xpay.me IDs.